Experience More than 35...
Education Levels Bachelor Degree
Professional Bodies L I A , I O B
Willing to Sign a Non Disclosure Yes
With extensive knowledge and experience of financial products/services and a keen awareness of the problems that face business owners today, I assist clients in analysing their current financial situation, review existing policies and recommend amalgamation of policies that are then fit for purpose while also saving money on an annual basis.
I work directly with clients in advising them of relevant products suitable to their current life status with the objective of implementing a sound and financial setting for their retirement. Planning is key to a secure future and I offer my clients peace of mind knowing their future is secured.
Financial Planning Strategy
Where a business is in profit and requires a strategy to extract wealth from the business year on year and invest in pensions in a tax efficient and compliant method.
Financial Extract Strategy
Where business owners are within 10 years from retirement age, an extract strategy should be developed to plan for the management of existing business wealth to ensure a lump sum pension and increased salary that is tax compliant and financially beneficial to the business owner(s).
Financial Exit Strategy
Where business owners are planning to sell or pass on a business to family before the age of 66 a financial exit strategy should be considered to avail of tax free allowance of up to €750k, (as per current budget rules).
Key Person Insurance
An option for a business to insure a “key person” within a business be it the business owner or a vital member of staff that due to unforeseen circumstances either temporary or permanent that individual is unable to contribute to the day to day business activities. The policy is established based on the “worth” that individual brings to the business, the policy is owned by the company, and any payout will be treated as income to the business. Tax relief currently at 12.5% can be claimed by a limited company on premiums.
Company Pension Schemes
Employee Benefit Packages - to attract experienced professional personnel to your business.
Income Protection – ensure your salary in the event you are unable to work .
Business Protection – Directors buy-back share policy, in the event of serious illness, death, or leaving of a Director.
Bachelor of Financial Services Degree Honours2002 - 2004 U C D Smurfit school of Business
10-04-1978 - 31-10-2012
Customer advisor/Financial advisor
03-03-2014 - 17-02-2017
06-03-2017 - Present
01-05-2015 - Present
Business Networking Group
I am the Secretary/Treasurer of this networking group for the past 2 years.
Awarded the Notable Networker award in BNI Mayo Chapter for June 2018.